Why Us


We are a nonprofit financial ministry of the Missionary Church denomination providing both low-cost flexible loans to churches and competitive rate investment opportunities to their members. Since 1958, we’ve helped churches and their ministries extend their Kingdom reach while at the same time helping individuals become spiritually and financially smart. We like to think of it as full circle stewardship.


Both individuals and churches can invest with us. Your money can earn a very competitive rate while helping Missionary Churches and ministries increase their influence through low cost loans.


MCIF provides flexible loans for new buildings, building renovation, new equipment, purchasing land for the future, or building out leased space. We’re easier to work with and more creative than a bank, not to mention our interest rates and fees are much better as well.

MCIF can make loans nationwide and presently has over 100 loans financing nearly $25 million.


Wise use of our God-given resources starts with individuals in leadership. It’s why we provide financial training for key church personnel with the vision that they will extend it to their congregation. We also help churches review their financial processes to strengthen their stewardship and use resources responsibly. We believe full circle stewardship means making God-honoring decisions regarding money, retirement, saving, and investing, both on an individual and church-wide basis.