FAQs (Investing)

Does MCIF offer IRA certificates?

Yes, we do. To purchase an IRA certificate, you’ll need to open a self-directed IRA account with GoldStar Trust Company*. Please contact us, and we’ll help you through the process.

*GoldStar Trust Company does not perform a suitability analysis or other services provided by a licensed dealer or investment advisor.

Can I receive a check for the interest my certificate earns?

Yes. You can receive interest checks monthly or semi-annually, with a minimum investment of $10,000.

Who sets the rates for MCIF investment certificates?

The MCIF Board Of Directors reviews rates quarterly.

How much interest does my investment earn?

What you earn depends on the product you’ve selected and the current rates.

Why invest in MCIF?

Here are just a few reasons:

  • Receive a competitive rate of return.
  • Help Missionary Church ministries grow and expand.
  • Support the organizations and ministries you believe in. MCIF lends only to Missionary churches and ministries.
  • Feel confident knowing that MCIF has never lost money on a loan. We’re also subject to annual audits by an independent auditing firm and reviewed by state securities divisions.
Who can invest with the Missionary Church Investment Foundation (MCIF)?

Individuals will need to confirm that they:

  1. Are located in one of the states MCIF operates in.
  2. Are a member of, contributor to, or participant in the Missionary Church or another program/activity/organization associated with the Missionary Church or its ministries.

Churches or related ministries will need to confirm that they:

  1. Are located in one of the states MCIF operates in
  2. Are an official church, member or affiliate organization of the Missionary Church
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