{"id":29,"date":"2019-06-05T18:34:11","date_gmt":"2019-06-05T18:34:11","guid":{"rendered":"http:\/\/mcifusa.org\/?page_id=29"},"modified":"2026-04-14T20:10:53","modified_gmt":"2026-04-14T20:10:53","slug":"churches","status":"publish","type":"page","link":"https:\/\/mcifusa.org\/es\/investing\/churches\/","title":{"rendered":"Inversiones Para Iglesias"},"content":{"rendered":"

Las iglesias pueden invertir en dos tipos de cuentas con MCIF: Reserva para Iglesias y Certificados de Inversiones.<\/p>\n\n\n\n

Church Reserve accounts earn a competitive interest rate and allow churches flexibility for deposits and withdrawals. Churches can make additional deposits and can withdraw* funds upon written demand. The current rate for Church Reserve accounts is 3.50%.<\/p>\n\n\n\n

Los Certificados de Inversiones ganan un inter\u00e9s fijo a trav\u00e9s de una cantidad de tiempo fija. Las iglesias pueden escoger entre t\u00e9rminos de 1, 2, o 3 a\u00f1os, con una inversi\u00f3n m\u00ednima de solamente $1,000. Las tasas de inter\u00e9s actuales para nuestros Certificados de Inversiones son:<\/p>\n\n\n\n

Termino<\/strong><\/td>Tasa de Inter\u00e9s<\/strong><\/td><\/tr>
1 a\u00f1o<\/td>4.00%<\/td><\/tr>
2 a\u00f1os<\/td>4.13%<\/td><\/tr>
3 a\u00f1os<\/td>4.25%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

Los Certificados de Inversi\u00f3n disponen una penalidad por retiros tempranos, si se hacen retiros antes de que el certificado madure. Las solicitudes de retiro se tienen que hacer por escrito. Los fondos pueden ser reinvertidos o retirados (sin penalidad) una vez el certificado alcance madurez.<\/p>\n\n\n\n

Para invertir con MCIF:<\/p>\n\n\n\n

Paso 1: Confirme su elegibilidad.<\/strong><\/h4>\n\n\n\n

Verifique que su iglesia est\u00e1 localizada en uno de los 16 estados en los que opera MCIF<\/p>\n\n\n\n

California <\/td>Idaho<\/td>Kansas<\/td>Minnesota<\/td>New York<\/td>Pennsylvania<\/td><\/tr>
Florida <\/td>Iowa <\/td>Kentucky<\/td>Montana<\/td>N Carolina<\/td>S Carolina<\/td><\/tr>
Georgia<\/td>Illinois<\/td>Massachusetts<\/td>Nebraska<\/td>Ohio<\/td>Tennessee<\/td><\/tr>
Hawaii<\/td>Indiana<\/td>Michigan <\/td>New Jersey<\/td>Oregon<\/td>Texas<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

Verifique que sea oficialmente una iglesia, miembro u organizaci\u00f3n afiliada a la Iglesia Misionera <\/p>\n\n\n\n

Paso 2: Descargue y lea la Circular de Ofrecimientos para el estado en el que reside<\/strong><\/h4>\n\n\n\n
2025 Offering Circular<\/a>Descargar<\/a><\/div>\n\n\n\n

Paso 3: Descargue, complete y firme f\u00edsicamente la solicitud apropiada<\/strong><\/h4>\n\n\n\n
Church Reserve, Contract of Investment, Resolution<\/a>Descargar<\/a><\/div>\n\n\n\n
Church Term Investment, Contract of Investment, Resolution<\/a>Descargar<\/a><\/div>\n\n\n\n

Paso 4: Env\u00ede su solicitud completada y firma_da f\u00edsicamente junto con un cheque a:<\/strong><\/h4>\n\n\n\n

Missionary Church Investment Foundation
PO Box 9127
Fort Wayne, IN 46899-9127<\/p>\n\n\n\n

Paso 5: Reciba una respuesta en una semana.<\/strong><\/h4>\n\n\n\n

*La Circular de Ofrecimientos contiene los procedimientos que aplican para retiros\/redenciones e incluyen riesgos de re-pago. Ciertos procedimientos de redenci\u00f3n pueden atrasar el re-pago inmediato de ganancias de cuentas de Reserva de Iglesias y Certificados de Inversiones. Vea la p\u00e1gina 27 de la Circular de Ofrecimientos.<\/p>","protected":false},"excerpt":{"rendered":"

Churches can invest in 2 types of accounts at MCIF: Church Reserve and Investment Certificates. Church Reserve accounts earn a competitive interest rate and allow churches flexibility for deposits and withdrawals. Churches can make additional deposits and can withdraw* funds upon written demand. The current rate for Church Reserve accounts is 3.50%. Investment Certificates pay a fixed … Read more<\/a><\/p>","protected":false},"author":8,"featured_media":0,"parent":20,"menu_order":12,"comment_status":"closed","ping_status":"closed","template":"","meta":{"iawp_total_views":257,"footnotes":""},"class_list":{"0":"post-29","1":"page","2":"type-page","3":"status-publish","5":"no-featured-image-padding"},"acf":[],"_links":{"self":[{"href":"https:\/\/mcifusa.org\/es\/wp-json\/wp\/v2\/pages\/29","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mcifusa.org\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/mcifusa.org\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/mcifusa.org\/es\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/mcifusa.org\/es\/wp-json\/wp\/v2\/comments?post=29"}],"version-history":[{"count":43,"href":"https:\/\/mcifusa.org\/es\/wp-json\/wp\/v2\/pages\/29\/revisions"}],"predecessor-version":[{"id":1363,"href":"https:\/\/mcifusa.org\/es\/wp-json\/wp\/v2\/pages\/29\/revisions\/1363"}],"up":[{"embeddable":true,"href":"https:\/\/mcifusa.org\/es\/wp-json\/wp\/v2\/pages\/20"}],"wp:attachment":[{"href":"https:\/\/mcifusa.org\/es\/wp-json\/wp\/v2\/media?parent=29"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}